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Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by Towne Investment Group for the sole purpose of conveying information about its products and services and to allow communication to its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Raymond James’ agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the Raymond James agreements and disclosures, the agreements and disclosures will control.

From time to time Towne Investment Group may place links to other websites from its pages for informational purposes only. Towne Investment Group has attempted to include third party attribution notices where it may not otherwise be apparent to users that a third party provides the product or service. Towne Investment Group and Raymond James believe the links contained on its pages are to reputable companies. Nevertheless, Towne Investment Group has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. Users assume all responsibility when they go to other sites via the links on this site.

The information and materials contained in this website are owned by Towne Investment Group or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded or otherwise reproduced except as permitted by law.

Towne Investment Group will use reasonable efforts to ensure that all information displayed is accurate, however, Towne Investment Group expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Towne Investment Group is not responsible for any loss, damage, expense or penalty (either in tort, contract or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Towne Investment Group has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the state of Virginia.

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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Towne Investment Group, Towne Wealth Management, and TowneBank are not registered broker/dealers, and are independent of Raymond James Financial Services. Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James, Towne Investment Group and Towne Wealth Management are not affiliated with and do not  endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James, Towne Investment Group and Towne Wealth Management have no control over any other website and are not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one.  Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

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